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UCBABranch Code: 000972

UCO Bank Khariop Branch IFSC Code: UCBA0000972

Branch Code: 000972 | KHARIOP, KHARIOP, WEST BENGAL

Primary IFSC Code
UCBA0000972
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for UCO Bank, Khariop branch in KHARIOP, WEST BENGAL is UCBA0000972. The MICR code for cheque clearance is 700028504.

Branch Fact Sheet & Electronic Routing Details

Bank Name
UCO Bank
Branch Name
KHARIOP
MICR Code
City / District
KHARIOP (KHARIOP)
Postal Pincode
477001
Full Branch Address

VILL P.O KHARIOP, P.S AMTA, HOWRAH ,HAORA ,WEST BENGAL PIN 477001, Pincode: 477001

Contact & Customer Care

How to Read IFSC Code: UCBA0000972

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UCBABank Identifier

First 4 alphabetic characters identify UCO Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000972Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: UCO Bank (UCBA0000972)

Which bank does IFSC Code UCBA0000972 belong to?

IFSC Code UCBA0000972 belongs to UCO Bank for its KHARIOP branch, located in KHARIOP, WEST BENGAL. The 4-letter prefix 'UCBA' represents UCO Bank.

What is the IFSC Code for UCO Bank KHARIOP branch?

The IFSC Code for UCO Bank KHARIOP branch in KHARIOP, WEST BENGAL is UCBA0000972. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of UCO Bank KHARIOP branch?

The branch is located at: VILL P.O KHARIOP, P.S AMTA, HOWRAH ,HAORA ,WEST BENGAL PIN 477001, Pincode: 477001, KHARIOP, WEST BENGAL.

What is the MICR Code for UCO Bank KHARIOP?

The MICR Code for electronic cheque clearing at UCO Bank KHARIOP is 700028504.

How can I contact UCO Bank KHARIOP branch?

You can contact the branch at: Phone: +91334260089. For official national customer care, refer to UCO Bank's official banking channels.

How to decipher the IFSC code UCBA0000972?

The first 4 characters 'UCBA' represent UCO Bank. The 5th character is '0' reserved for future use. The last 6 characters '000972' represent the specific KHARIOP branch code.