UCBABranch Code: 000981

UCO Bank IFSC Code

NIGAM VIHAR SHIMLA Branch, SHIMLA, SHIMLA, HIMACHAL PRADESH

Primary IFSC Code

UCBA0000981

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for UCO Bank, NIGAM VIHAR SHIMLA branch in SHIMLA, HIMACHAL PRADESH is UCBA0000981. The MICR code for cheque clearance is 171028004.

Branch Fact Sheet & Electronic Routing Details

Bank Name: UCO Bank
Branch Name: NIGAM VIHAR SHIMLA
MICR Code: 171028004
City / District: SHIMLA (SHIMLA)
State: HIMACHAL PRADESH
Postal Pincode: 171002

Full Branch Address

ENGINEERS BHAWAN NIGAM VIHAR SHIMLA ,SHIMLA ,HIMACHAL PRADESH PIN 171002, Pincode: 171002

Contact Details

Phone: +911772623734

How to Read IFSC Code: UCBA0000981

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UCBABank Identifier

First 4 alphabetic characters identify UCO Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000981Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: UCO Bank (UCBA0000981)

What is the IFSC Code for UCO Bank NIGAM VIHAR SHIMLA branch?

The IFSC Code for UCO Bank NIGAM VIHAR SHIMLA branch in SHIMLA, HIMACHAL PRADESH is UCBA0000981. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of UCO Bank NIGAM VIHAR SHIMLA branch?

The branch is located at: ENGINEERS BHAWAN NIGAM VIHAR SHIMLA ,SHIMLA ,HIMACHAL PRADESH PIN 171002, Pincode: 171002, SHIMLA, HIMACHAL PRADESH.

What is the MICR Code for UCO Bank NIGAM VIHAR SHIMLA?

The MICR Code for electronic cheque clearing at UCO Bank NIGAM VIHAR SHIMLA is 171028004.

How can I contact UCO Bank NIGAM VIHAR SHIMLA branch?

You can contact the branch at: Phone: +911772623734. For official national customer care, refer to UCO Bank's official banking channels.

How to decipher the IFSC code UCBA0000981?

The first 4 characters 'UCBA' represent UCO Bank. The 5th character is '0' reserved for future use. The last 6 characters '000981' represent the specific NIGAM VIHAR SHIMLA branch code.