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UCBABranch Code: 001096

UCO Bank Swarghat Branch IFSC Code: UCBA0001096

Branch Code: 001096 | SWARGHAT, SWARGHAT, HIMACHAL PRADESH

Primary IFSC Code
UCBA0001096
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for UCO Bank, Swarghat branch in SWARGHAT, HIMACHAL PRADESH is UCBA0001096. The MICR code for cheque clearance is 174028162.

Branch Fact Sheet & Electronic Routing Details

Bank Name
UCO Bank
Branch Name
SWARGHAT
MICR Code
City / District
SWARGHAT (SWARGHAT)
Postal Pincode
174011
Full Branch Address

VILLAGE AND POST OFFICE SWARGHAT TEHSIL NAINA DEVI DISTT. BILASPUR ,BILASPUR ,HIMACHAL PRADESH PIN 174011, Pincode: 174011

Contact & Customer Care

How to Read IFSC Code: UCBA0001096

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UCBABank Identifier

First 4 alphabetic characters identify UCO Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001096Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: UCO Bank (UCBA0001096)

Which bank does IFSC Code UCBA0001096 belong to?

IFSC Code UCBA0001096 belongs to UCO Bank for its SWARGHAT branch, located in SWARGHAT, HIMACHAL PRADESH. The 4-letter prefix 'UCBA' represents UCO Bank.

What is the IFSC Code for UCO Bank SWARGHAT branch?

The IFSC Code for UCO Bank SWARGHAT branch in SWARGHAT, HIMACHAL PRADESH is UCBA0001096. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of UCO Bank SWARGHAT branch?

The branch is located at: VILLAGE AND POST OFFICE SWARGHAT TEHSIL NAINA DEVI DISTT. BILASPUR ,BILASPUR ,HIMACHAL PRADESH PIN 174011, Pincode: 174011, SWARGHAT, HIMACHAL PRADESH.

What is the MICR Code for UCO Bank SWARGHAT?

The MICR Code for electronic cheque clearing at UCO Bank SWARGHAT is 174028162.

How can I contact UCO Bank SWARGHAT branch?

You can contact the branch at: Phone: +911978284022. For official national customer care, refer to UCO Bank's official banking channels.

How to decipher the IFSC code UCBA0001096?

The first 4 characters 'UCBA' represent UCO Bank. The 5th character is '0' reserved for future use. The last 6 characters '001096' represent the specific SWARGHAT branch code.