UCBABranch Code: 002304

UCO Bank IFSC Code

GARSHANKAR Branch, GARHSHANKAR, GARHSHANKAR, Punjab

Primary IFSC Code

UCBA0002304

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for UCO Bank, GARSHANKAR branch in GARHSHANKAR, Punjab is UCBA0002304. The MICR code for cheque clearance is 144028176.

Branch Fact Sheet & Electronic Routing Details

Bank Name: UCO Bank
Branch Name: GARSHANKAR
MICR Code: 144028176
City / District: GARHSHANKAR (GARHSHANKAR)
State: Punjab
Postal Pincode: 144527

Full Branch Address

RAILWAY ROAD GARHSHANKAR DISTT HOSHIARPUR ,HOSHIARPUR ,PUNJAB PIN 144527, Pincode: 144527

Contact Details

Phone: +911882282304

How to Read IFSC Code: UCBA0002304

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UCBABank Identifier

First 4 alphabetic characters identify UCO Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002304Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: UCO Bank (UCBA0002304)

What is the IFSC Code for UCO Bank GARSHANKAR branch?

The IFSC Code for UCO Bank GARSHANKAR branch in GARHSHANKAR, Punjab is UCBA0002304. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of UCO Bank GARSHANKAR branch?

The branch is located at: RAILWAY ROAD GARHSHANKAR DISTT HOSHIARPUR ,HOSHIARPUR ,PUNJAB PIN 144527, Pincode: 144527, GARHSHANKAR, Punjab.

What is the MICR Code for UCO Bank GARSHANKAR?

The MICR Code for electronic cheque clearing at UCO Bank GARSHANKAR is 144028176.

How can I contact UCO Bank GARSHANKAR branch?

You can contact the branch at: Phone: +911882282304. For official national customer care, refer to UCO Bank's official banking channels.

How to decipher the IFSC code UCBA0002304?

The first 4 characters 'UCBA' represent UCO Bank. The 5th character is '0' reserved for future use. The last 6 characters '002304' represent the specific GARSHANKAR branch code.