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UCBABranch Code: 003165

UCO Bank Garhi Branch IFSC Code: UCBA0003165

Branch Code: 003165 | GARHI, GARHI, JAMMU AND KASHMIR

Primary IFSC Code
UCBA0003165
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for UCO Bank, Garhi branch in GARHI, JAMMU AND KASHMIR is UCBA0003165. The MICR code for cheque clearance is 182028002.

Branch Fact Sheet & Electronic Routing Details

Bank Name
UCO Bank
Branch Name
GARHI
MICR Code
City / District
GARHI (GARHI)
Postal Pincode
182121
Full Branch Address

MAIN ROAD, ADJOINING SBI NH 44 GARHI TEH AND DISTT UDHAMPUR ,REASI ,JAMMU AND KASHMIR PIN 182121, Pincode: 182121

Contact & Customer Care

How to Read IFSC Code: UCBA0003165

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UCBABank Identifier

First 4 alphabetic characters identify UCO Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003165Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: UCO Bank (UCBA0003165)

Which bank does IFSC Code UCBA0003165 belong to?

IFSC Code UCBA0003165 belongs to UCO Bank for its GARHI branch, located in GARHI, JAMMU AND KASHMIR. The 4-letter prefix 'UCBA' represents UCO Bank.

What is the IFSC Code for UCO Bank GARHI branch?

The IFSC Code for UCO Bank GARHI branch in GARHI, JAMMU AND KASHMIR is UCBA0003165. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of UCO Bank GARHI branch?

The branch is located at: MAIN ROAD, ADJOINING SBI NH 44 GARHI TEH AND DISTT UDHAMPUR ,REASI ,JAMMU AND KASHMIR PIN 182121, Pincode: 182121, GARHI, JAMMU AND KASHMIR.

What is the MICR Code for UCO Bank GARHI?

The MICR Code for electronic cheque clearing at UCO Bank GARHI is 182028002.

How can I contact UCO Bank GARHI branch?

You can contact the branch at: Phone: +91199166547342. For official national customer care, refer to UCO Bank's official banking channels.

How to decipher the IFSC code UCBA0003165?

The first 4 characters 'UCBA' represent UCO Bank. The 5th character is '0' reserved for future use. The last 6 characters '003165' represent the specific GARHI branch code.