UCBABranch Code: 003265

UCO Bank IFSC Code

CHOWADI Branch, JAMMU, JAMMU, JAMMU AND KASHMIR

Primary IFSC Code

UCBA0003265

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for UCO Bank, CHOWADI branch in JAMMU, JAMMU AND KASHMIR is UCBA0003265. The MICR code for cheque clearance is 180028011.

Branch Fact Sheet & Electronic Routing Details

Bank Name: UCO Bank
Branch Name: CHOWADI
MICR Code: 180028011
City / District: JAMMU (JAMMU)
State: JAMMU AND KASHMIR
Postal Pincode: 180011

Full Branch Address

VPO CHOWADI OPP TUBEWELL DISTT JAMMU ,JAMMU ,JAMMU AND KASHMIR PIN 180011, Pincode: 180011

Contact Details

Phone: +9119166547342

How to Read IFSC Code: UCBA0003265

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UCBABank Identifier

First 4 alphabetic characters identify UCO Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003265Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: UCO Bank (UCBA0003265)

What is the IFSC Code for UCO Bank CHOWADI branch?

The IFSC Code for UCO Bank CHOWADI branch in JAMMU, JAMMU AND KASHMIR is UCBA0003265. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of UCO Bank CHOWADI branch?

The branch is located at: VPO CHOWADI OPP TUBEWELL DISTT JAMMU ,JAMMU ,JAMMU AND KASHMIR PIN 180011, Pincode: 180011, JAMMU, JAMMU AND KASHMIR.

What is the MICR Code for UCO Bank CHOWADI?

The MICR Code for electronic cheque clearing at UCO Bank CHOWADI is 180028011.

How can I contact UCO Bank CHOWADI branch?

You can contact the branch at: Phone: +9119166547342. For official national customer care, refer to UCO Bank's official banking channels.

How to decipher the IFSC code UCBA0003265?

The first 4 characters 'UCBA' represent UCO Bank. The 5th character is '0' reserved for future use. The last 6 characters '003265' represent the specific CHOWADI branch code.