UNBABranch Code: 000292

Unity Small finance Bank Limited IFSC Code

PANAJI Branch, PANAJI, PANAJI, GOA

Primary IFSC Code

UNBA0000292

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Unity Small finance Bank Limited, PANAJI branch in PANAJI, GOA is UNBA0000292. The MICR code for cheque clearance is 403328002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Unity Small finance Bank Limited
Branch Name: PANAJI
MICR Code: 403328002
City / District: PANAJI (PANAJI)
State: GOA
Postal Pincode: 403001

Full Branch Address

SHOP NO.G-1,GROUND FLOOR,SILVIO HEIGHTS.ST.INEZ ROAD,NEAR BASILIO GYM,GOVT.COLONY,SANTA INEZ,PANAJI-403001,GOA, Pincode: 403001

Contact Details

Phone: +917038521096

How to Read IFSC Code: UNBA0000292

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UNBABank Identifier

First 4 alphabetic characters identify Unity Small finance Bank Limited.

0Control Character

5th character is always numeral '0', reserved for future use.

000292Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Unity Small finance Bank Limited (UNBA0000292)

What is the IFSC Code for Unity Small finance Bank Limited PANAJI branch?

The IFSC Code for Unity Small finance Bank Limited PANAJI branch in PANAJI, GOA is UNBA0000292. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Unity Small finance Bank Limited PANAJI branch?

The branch is located at: SHOP NO.G-1,GROUND FLOOR,SILVIO HEIGHTS.ST.INEZ ROAD,NEAR BASILIO GYM,GOVT.COLONY,SANTA INEZ,PANAJI-403001,GOA, Pincode: 403001, PANAJI, GOA.

What is the MICR Code for Unity Small finance Bank Limited PANAJI?

The MICR Code for electronic cheque clearing at Unity Small finance Bank Limited PANAJI is 403328002.

How can I contact Unity Small finance Bank Limited PANAJI branch?

You can contact the branch at: Phone: +917038521096. For official national customer care, refer to Unity Small finance Bank Limited's official banking channels.

How to decipher the IFSC code UNBA0000292?

The first 4 characters 'UNBA' represent Unity Small finance Bank Limited. The 5th character is '0' reserved for future use. The last 6 characters '000292' represent the specific PANAJI branch code.