UNBABranch Code: 000621

Unity Small finance Bank Limited IFSC Code

MODEL TOWN Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

UNBA0000621

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Unity Small finance Bank Limited, MODEL TOWN branch in LUDHIANA, Punjab is UNBA0000621.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Unity Small finance Bank Limited
Branch Name: MODEL TOWN
MICR Code: Not Assigned / Non-MICR
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141002

Full Branch Address

SHOP NO 264-A , MODEL TOWN EXTN, LUDHIANA ,PUNJAB-141002, Pincode: 141002

Contact Details

Phone: +919878246803

How to Read IFSC Code: UNBA0000621

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UNBABank Identifier

First 4 alphabetic characters identify Unity Small finance Bank Limited.

0Control Character

5th character is always numeral '0', reserved for future use.

000621Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Unity Small finance Bank Limited (UNBA0000621)

What is the IFSC Code for Unity Small finance Bank Limited MODEL TOWN branch?

The IFSC Code for Unity Small finance Bank Limited MODEL TOWN branch in LUDHIANA, Punjab is UNBA0000621. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Unity Small finance Bank Limited MODEL TOWN branch?

The branch is located at: SHOP NO 264-A , MODEL TOWN EXTN, LUDHIANA ,PUNJAB-141002, Pincode: 141002, LUDHIANA, Punjab.

How can I contact Unity Small finance Bank Limited MODEL TOWN branch?

You can contact the branch at: Phone: +919878246803. For official national customer care, refer to Unity Small finance Bank Limited's official banking channels.

How to decipher the IFSC code UNBA0000621?

The first 4 characters 'UNBA' represent Unity Small finance Bank Limited. The 5th character is '0' reserved for future use. The last 6 characters '000621' represent the specific MODEL TOWN branch code.