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UTIBBranch Code: 000295

Axis Bank Ramgarh Jharkhand Branch IFSC Code: UTIB0000295

Branch Code: 000295 | RAMGARH, RAMGARH, JHARKHAND

Primary IFSC Code
UTIB0000295
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, Ramgarh Jharkhand branch in RAMGARH, JHARKHAND is UTIB0000295. The MICR code for cheque clearance is 829211002.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Axis Bank
Branch Name
RAMGARH JHARKHAND
MICR Code
City / District
RAMGARH (RAMGARH)
Postal Pincode
N/A
Full Branch Address

NARAYANI COMPLEX, MAIN ROAD, RAMGARH CANTT.

Contact & Customer Care

How to Read IFSC Code: UTIB0000295

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000295Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Axis Bank (UTIB0000295)

Which bank does IFSC Code UTIB0000295 belong to?

IFSC Code UTIB0000295 belongs to Axis Bank for its RAMGARH JHARKHAND branch, located in RAMGARH, JHARKHAND. The 4-letter prefix 'UTIB' represents Axis Bank.

What is the IFSC Code for Axis Bank RAMGARH JHARKHAND branch?

The IFSC Code for Axis Bank RAMGARH JHARKHAND branch in RAMGARH, JHARKHAND is UTIB0000295. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank RAMGARH JHARKHAND branch?

The branch is located at: NARAYANI COMPLEX, MAIN ROAD, RAMGARH CANTT., RAMGARH, JHARKHAND.

What is the MICR Code for Axis Bank RAMGARH JHARKHAND?

The MICR Code for electronic cheque clearing at Axis Bank RAMGARH JHARKHAND is 829211002.

How to decipher the IFSC code UTIB0000295?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '000295' represent the specific RAMGARH JHARKHAND branch code.