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UTIBBranch Code: 001054

Axis Bank Ponda Branch IFSC Code: UTIB0001054

Branch Code: 001054 | PONDA, PONDA, GOA

Primary IFSC Code
UTIB0001054
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, Ponda branch in PONDA, GOA is UTIB0001054. The MICR code for cheque clearance is 403211007.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Axis Bank
Branch Name
PONDA
MICR Code
City / District
PONDA (PONDA)
State
GOA
Postal Pincode
401103
Full Branch Address

GROUND FLOOR, SHOP NO. 13 TO 18 RAJDEEP GALLERIA, PONDA MADGAON ROAD PONDA, DIST. NORTH GOA, GOA , PIN 401103, Pincode: 401103

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in GOA:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
Axis Bank Deposit RatesRBI Master Slabs

Earn up to 7.1% p.a. on Fixed Deposits

Senior citizens receive an additional premium up to 7.6% p.a.

1-Click Returns EstimationCalculate compound interest on your deposit
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Local Financial Pulse: PONDA, GOA

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: UTIB0001054

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001054Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Axis Bank (UTIB0001054)

Which bank does IFSC Code UTIB0001054 belong to?

IFSC Code UTIB0001054 belongs to Axis Bank for its PONDA branch, located in PONDA, GOA. The 4-letter prefix 'UTIB' represents Axis Bank.

What is the IFSC Code for Axis Bank PONDA branch?

The IFSC Code for Axis Bank PONDA branch in PONDA, GOA is UTIB0001054. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank PONDA branch?

The branch is located at: GROUND FLOOR, SHOP NO. 13 TO 18 RAJDEEP GALLERIA, PONDA MADGAON ROAD PONDA, DIST. NORTH GOA, GOA , PIN 401103, Pincode: 401103, PONDA, GOA.

What is the MICR Code for Axis Bank PONDA?

The MICR Code for electronic cheque clearing at Axis Bank PONDA is 403211007.

How to decipher the IFSC code UTIB0001054?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '001054' represent the specific PONDA branch code.