UTIBBranch Code: 001279

Axis Bank Phillaur Branch IFSC Code: UTIB0001279

Branch Code: 001279 | PHILLAUR, PHILLAUR, Punjab

Primary IFSC Code

UTIB0001279

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, Phillaur branch in PHILLAUR, Punjab is UTIB0001279. The MICR code for cheque clearance is 144211751.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Axis Bank
Branch Name: PHILLAUR
MICR Code: 144211751
City / District: PHILLAUR (PHILLAUR)
State: Punjab
Postal Pincode: 144410

Full Branch Address

GROUND FLOOR, KHATA NO. 287/352, 353,KHASRA NO.1182/355, 1183/355, MUNICIPAL NO.B-8/48,VILLAGE RAMGARH, NURMAHAL ROAD , PHILLAUR,DIST. JALANDHAR, PUNJAB , PIN 144410., Pincode: 144410

Contact & Customer Care

Phone: Refer to Net Banking

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How to Read IFSC Code: UTIB0001279

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001279Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Axis Bank (UTIB0001279)

Which bank does IFSC Code UTIB0001279 belong to?

IFSC Code UTIB0001279 belongs to Axis Bank for its PHILLAUR branch, located in PHILLAUR, Punjab. The 4-letter prefix 'UTIB' represents Axis Bank.

What is the IFSC Code for Axis Bank PHILLAUR branch?

The IFSC Code for Axis Bank PHILLAUR branch in PHILLAUR, Punjab is UTIB0001279. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank PHILLAUR branch?

The branch is located at: GROUND FLOOR, KHATA NO. 287/352, 353,KHASRA NO.1182/355, 1183/355, MUNICIPAL NO.B-8/48,VILLAGE RAMGARH, NURMAHAL ROAD , PHILLAUR,DIST. JALANDHAR, PUNJAB , PIN 144410., Pincode: 144410, PHILLAUR, Punjab.

What is the MICR Code for Axis Bank PHILLAUR?

The MICR Code for electronic cheque clearing at Axis Bank PHILLAUR is 144211751.

How to decipher the IFSC code UTIB0001279?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '001279' represent the specific PHILLAUR branch code.