UTIBBranch Code: 001923

Axis Bank IFSC Code

RATU ROAD Branch, RANCHI, RANCHI, JHARKHAND

Primary IFSC Code

UTIB0001923

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, RATU ROAD branch in RANCHI, JHARKHAND is UTIB0001923. The MICR code for cheque clearance is 834211006.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Axis Bank
Branch Name: RATU ROAD
MICR Code: 834211006
City / District: RANCHI (RANCHI)
State: JHARKHAND
Postal Pincode: 834001

Full Branch Address

RAGHUVAR HEIGHTS,RATU ROAD, RANCHI JHARKHAND,PIN 834001, Pincode: 834001

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UTIB0001923

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001923Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Axis Bank (UTIB0001923)

What is the IFSC Code for Axis Bank RATU ROAD branch?

The IFSC Code for Axis Bank RATU ROAD branch in RANCHI, JHARKHAND is UTIB0001923. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank RATU ROAD branch?

The branch is located at: RAGHUVAR HEIGHTS,RATU ROAD, RANCHI JHARKHAND,PIN 834001, Pincode: 834001, RANCHI, JHARKHAND.

What is the MICR Code for Axis Bank RATU ROAD?

The MICR Code for electronic cheque clearing at Axis Bank RATU ROAD is 834211006.

How to decipher the IFSC code UTIB0001923?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '001923' represent the specific RATU ROAD branch code.