UTIBBranch Code: 002377

Axis Bank Bunigam Branch IFSC Code: UTIB0002377

Branch Code: 002377 | KULGAM, KULGAM, JAMMU AND KASHMIR

Primary IFSC Code

UTIB0002377

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, Bunigam branch in KULGAM, JAMMU AND KASHMIR is UTIB0002377. The MICR code for cheque clearance is 192211301.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Axis Bank
Branch Name: BUNIGAM
MICR Code: 192211301
City / District: KULGAM (KULGAM)
State: JAMMU AND KASHMIR
Postal Pincode: 192221

Full Branch Address

DIST KULGAM, JAMMU & KASHMIR, PIN 192221, Pincode: 192221

Contact & Customer Care

Phone: Refer to Net Banking

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How to Read IFSC Code: UTIB0002377

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002377Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Axis Bank (UTIB0002377)

Which bank does IFSC Code UTIB0002377 belong to?

IFSC Code UTIB0002377 belongs to Axis Bank for its BUNIGAM branch, located in KULGAM, JAMMU AND KASHMIR. The 4-letter prefix 'UTIB' represents Axis Bank.

What is the IFSC Code for Axis Bank BUNIGAM branch?

The IFSC Code for Axis Bank BUNIGAM branch in KULGAM, JAMMU AND KASHMIR is UTIB0002377. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank BUNIGAM branch?

The branch is located at: DIST KULGAM, JAMMU & KASHMIR, PIN 192221, Pincode: 192221, KULGAM, JAMMU AND KASHMIR.

What is the MICR Code for Axis Bank BUNIGAM?

The MICR Code for electronic cheque clearing at Axis Bank BUNIGAM is 192211301.

How to decipher the IFSC code UTIB0002377?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '002377' represent the specific BUNIGAM branch code.