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UTIBBranch Code: 002491

Axis Bank IFSC Code

PHALORA NAGBANI Branch, JAMMU, JAMMU, JAMMU AND KASHMIR

Primary IFSC Code
UTIB0002491
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, PHALORA NAGBANI branch in JAMMU, JAMMU AND KASHMIR is UTIB0002491. The MICR code for cheque clearance is 180211013.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Axis Bank
Branch Name
PHALORA NAGBANI
MICR Code
City / District
JAMMU (JAMMU)
Postal Pincode
180002
Full Branch Address

GROUND FLOOR KAHSRA NO 598 GAJANSOO ROAD PHALORA NAGBANI JAMMU 180002, Pincode: 180002

Contact Details
Phone: +91191236617

How to Read IFSC Code: UTIB0002491

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002491Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Axis Bank (UTIB0002491)

What is the IFSC Code for Axis Bank PHALORA NAGBANI branch?

The IFSC Code for Axis Bank PHALORA NAGBANI branch in JAMMU, JAMMU AND KASHMIR is UTIB0002491. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank PHALORA NAGBANI branch?

The branch is located at: GROUND FLOOR KAHSRA NO 598 GAJANSOO ROAD PHALORA NAGBANI JAMMU 180002, Pincode: 180002, JAMMU, JAMMU AND KASHMIR.

What is the MICR Code for Axis Bank PHALORA NAGBANI?

The MICR Code for electronic cheque clearing at Axis Bank PHALORA NAGBANI is 180211013.

How can I contact Axis Bank PHALORA NAGBANI branch?

You can contact the branch at: Phone: +91191236617. For official national customer care, refer to Axis Bank's official banking channels.

How to decipher the IFSC code UTIB0002491?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '002491' represent the specific PHALORA NAGBANI branch code.