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UTIBBranch Code: 002864

Axis Bank IFSC Code

PANDESARA Branch, SURAT, SURAT, Gujarat

Primary IFSC Code
UTIB0002864
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, PANDESARA branch in SURAT, Gujarat is UTIB0002864. The MICR code for cheque clearance is 395211025.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Axis Bank
Branch Name
PANDESARA
MICR Code
City / District
SURAT (SURAT)
State
Gujarat
Postal Pincode
394221
Full Branch Address

GR FLOOR PLOT NO 7 GUJARAT HOUSING BOARD PIYUSH POINT SURAT 394221, Pincode: 394221

Contact Details
Phone: +919825042992

How to Read IFSC Code: UTIB0002864

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002864Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Axis Bank (UTIB0002864)

What is the IFSC Code for Axis Bank PANDESARA branch?

The IFSC Code for Axis Bank PANDESARA branch in SURAT, Gujarat is UTIB0002864. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank PANDESARA branch?

The branch is located at: GR FLOOR PLOT NO 7 GUJARAT HOUSING BOARD PIYUSH POINT SURAT 394221, Pincode: 394221, SURAT, Gujarat.

What is the MICR Code for Axis Bank PANDESARA?

The MICR Code for electronic cheque clearing at Axis Bank PANDESARA is 395211025.

How can I contact Axis Bank PANDESARA branch?

You can contact the branch at: Phone: +919825042992. For official national customer care, refer to Axis Bank's official banking channels.

How to decipher the IFSC code UTIB0002864?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '002864' represent the specific PANDESARA branch code.