Axis Bank Pandesara Branch IFSC Code: UTIB0002864
Branch Code: 002864 | SURAT, SURAT, Gujarat
The official Indian Financial System Code (IFSC) for Axis Bank, Pandesara branch in SURAT, Gujarat is UTIB0002864. The MICR code for cheque clearance is 395211025.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Axis Bank
- Branch Name
- PANDESARA
- MICR Code
- City / District
- SURAT (SURAT)
- State
- Gujarat
- Postal Pincode
- 394221
GR FLOOR PLOT NO 7 GUJARAT HOUSING BOARD PIYUSH POINT SURAT 394221, Pincode: 394221
How to Read IFSC Code: UTIB0002864
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Axis Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Axis Bank (UTIB0002864)
Which bank does IFSC Code UTIB0002864 belong to?
IFSC Code UTIB0002864 belongs to Axis Bank for its PANDESARA branch, located in SURAT, Gujarat. The 4-letter prefix 'UTIB' represents Axis Bank.
What is the IFSC Code for Axis Bank PANDESARA branch?
The IFSC Code for Axis Bank PANDESARA branch in SURAT, Gujarat is UTIB0002864. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Axis Bank PANDESARA branch?
The branch is located at: GR FLOOR PLOT NO 7 GUJARAT HOUSING BOARD PIYUSH POINT SURAT 394221, Pincode: 394221, SURAT, Gujarat.
What is the MICR Code for Axis Bank PANDESARA?
The MICR Code for electronic cheque clearing at Axis Bank PANDESARA is 395211025.
How can I contact Axis Bank PANDESARA branch?
You can contact the branch at: Phone: +919825042992. For official national customer care, refer to Axis Bank's official banking channels.
How to decipher the IFSC code UTIB0002864?
The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '002864' represent the specific PANDESARA branch code.
Parent Directory Links
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