UTIBBranch Code: 003038

Axis Bank IFSC Code

GARIYABAND Branch, GARIABAND, GARIABAND, CHANDIGARH

Primary IFSC Code

UTIB0003038

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, GARIYABAND branch in GARIABAND, CHANDIGARH is UTIB0003038. The MICR code for cheque clearance is 493211505.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Axis Bank
Branch Name: GARIYABAND
MICR Code: 493211505
City / District: GARIABAND (GARIABAND)
State: CHANDIGARH
Postal Pincode: 493889

Full Branch Address

GROUND FLOOR KHASRA NO 891 PH NO 25 BHUTESWAR CHOWK PARAGAON ROAD GARIYABAND PIN 493889, Pincode: 493889

Contact Details

Phone: +917706241600

How to Read IFSC Code: UTIB0003038

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003038Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Axis Bank (UTIB0003038)

What is the IFSC Code for Axis Bank GARIYABAND branch?

The IFSC Code for Axis Bank GARIYABAND branch in GARIABAND, CHANDIGARH is UTIB0003038. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank GARIYABAND branch?

The branch is located at: GROUND FLOOR KHASRA NO 891 PH NO 25 BHUTESWAR CHOWK PARAGAON ROAD GARIYABAND PIN 493889, Pincode: 493889, GARIABAND, CHANDIGARH.

What is the MICR Code for Axis Bank GARIYABAND?

The MICR Code for electronic cheque clearing at Axis Bank GARIYABAND is 493211505.

How can I contact Axis Bank GARIYABAND branch?

You can contact the branch at: Phone: +917706241600. For official national customer care, refer to Axis Bank's official banking channels.

How to decipher the IFSC code UTIB0003038?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '003038' represent the specific GARIYABAND branch code.