UTIBBranch Code: 003072

Axis Bank IFSC Code

JUGSALAI Branch, JUGSALAI, JUGSALAI, JHARKHAND

Primary IFSC Code

UTIB0003072

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, JUGSALAI branch in JUGSALAI, JHARKHAND is UTIB0003072. The MICR code for cheque clearance is 831211001.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Axis Bank
Branch Name: JUGSALAI
MICR Code: 831211001
City / District: JUGSALAI (JUGSALAI)
State: JHARKHAND
Postal Pincode: 831002

Full Branch Address

GROUND FLOOR HOTEL GREEN STAR STATION ROAD KUNWAR SINGH CHOWK EAST SINGHBHUM JHARKHAND PIN 831002, Pincode: 831002

Contact Details

Phone: +919431360275

How to Read IFSC Code: UTIB0003072

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003072Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Axis Bank (UTIB0003072)

What is the IFSC Code for Axis Bank JUGSALAI branch?

The IFSC Code for Axis Bank JUGSALAI branch in JUGSALAI, JHARKHAND is UTIB0003072. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank JUGSALAI branch?

The branch is located at: GROUND FLOOR HOTEL GREEN STAR STATION ROAD KUNWAR SINGH CHOWK EAST SINGHBHUM JHARKHAND PIN 831002, Pincode: 831002, JUGSALAI, JHARKHAND.

What is the MICR Code for Axis Bank JUGSALAI?

The MICR Code for electronic cheque clearing at Axis Bank JUGSALAI is 831211001.

How can I contact Axis Bank JUGSALAI branch?

You can contact the branch at: Phone: +919431360275. For official national customer care, refer to Axis Bank's official banking channels.

How to decipher the IFSC code UTIB0003072?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '003072' represent the specific JUGSALAI branch code.