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UTIBBranch Code: 003927

Axis Bank IFSC Code

LUDHIANA CIVIL LINES Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code
UTIB0003927
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, LUDHIANA CIVIL LINES branch in LUDHIANA, Punjab is UTIB0003927. The MICR code for cheque clearance is 141211035.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Axis Bank
Branch Name
LUDHIANA CIVIL LINES
MICR Code
City / District
LUDHIANA (LUDHIANA)
State
Punjab
Postal Pincode
141001
Full Branch Address

KHASRA NO. 3604 12 OPPOSITE VIVEK NAGAR LUDHIANA 141001, Pincode: 141001

Contact Details
Phone: Refer to Net Banking

How to Read IFSC Code: UTIB0003927

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003927Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Axis Bank (UTIB0003927)

What is the IFSC Code for Axis Bank LUDHIANA CIVIL LINES branch?

The IFSC Code for Axis Bank LUDHIANA CIVIL LINES branch in LUDHIANA, Punjab is UTIB0003927. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank LUDHIANA CIVIL LINES branch?

The branch is located at: KHASRA NO. 3604 12 OPPOSITE VIVEK NAGAR LUDHIANA 141001, Pincode: 141001, LUDHIANA, Punjab.

What is the MICR Code for Axis Bank LUDHIANA CIVIL LINES?

The MICR Code for electronic cheque clearing at Axis Bank LUDHIANA CIVIL LINES is 141211035.

How to decipher the IFSC code UTIB0003927?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '003927' represent the specific LUDHIANA CIVIL LINES branch code.