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UTIBBranch Code: 004049

Axis Bank Edappal Branch IFSC Code: UTIB0004049

Branch Code: 004049 | MALAPPURAM, MALAPPURAM, KERALA

Primary IFSC Code
UTIB0004049
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, Edappal branch in MALAPPURAM, KERALA is UTIB0004049. The MICR code for cheque clearance is 679211302.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Axis Bank
Branch Name
EDAPPAL
MICR Code
State
KERALA
Postal Pincode
679576
Full Branch Address

AXIS BANK LTD 1ST FLOOR GOLDEN TOWER EDAPPAL 679576, Pincode: 679576

Contact & Customer Care

How to Read IFSC Code: UTIB0004049

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

004049Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Axis Bank (UTIB0004049)

Which bank does IFSC Code UTIB0004049 belong to?

IFSC Code UTIB0004049 belongs to Axis Bank for its EDAPPAL branch, located in MALAPPURAM, KERALA. The 4-letter prefix 'UTIB' represents Axis Bank.

What is the IFSC Code for Axis Bank EDAPPAL branch?

The IFSC Code for Axis Bank EDAPPAL branch in MALAPPURAM, KERALA is UTIB0004049. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank EDAPPAL branch?

The branch is located at: AXIS BANK LTD 1ST FLOOR GOLDEN TOWER EDAPPAL 679576, Pincode: 679576, MALAPPURAM, KERALA.

What is the MICR Code for Axis Bank EDAPPAL?

The MICR Code for electronic cheque clearing at Axis Bank EDAPPAL is 679211302.

How can I contact Axis Bank EDAPPAL branch?

You can contact the branch at: Phone: +914942682651. For official national customer care, refer to Axis Bank's official banking channels.

How to decipher the IFSC code UTIB0004049?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '004049' represent the specific EDAPPAL branch code.