Axis Bank Lachen Branch IFSC Code: UTIB0004105
Branch Code: 004105 | LACHEN, LACHEN, SIKKIM
The official Indian Financial System Code (IFSC) for Axis Bank, Lachen branch in LACHEN, SIKKIM is UTIB0004105. The MICR code for cheque clearance is 737211701.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Axis Bank
- Branch Name
- LACHEN
- MICR Code
- City / District
- LACHEN (LACHEN)
- State
- SIKKIM
- Postal Pincode
- 737120
GROUND FLOOR HOUSE NO LCN 03 034 1 MAIN ROAD LACHEN BAZAR OPP HOTEL KEEPSA PO PS LACHEN 737120, Pincode: 737120
Banks Open Per Published Schedule
Earn up to 7.1% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.6% p.a.
Local Financial Pulse: LACHEN, SIKKIM
How to Read IFSC Code: UTIB0004105
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Axis Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Axis Bank (UTIB0004105)
Which bank does IFSC Code UTIB0004105 belong to?
IFSC Code UTIB0004105 belongs to Axis Bank for its LACHEN branch, located in LACHEN, SIKKIM. The 4-letter prefix 'UTIB' represents Axis Bank.
What is the IFSC Code for Axis Bank LACHEN branch?
The IFSC Code for Axis Bank LACHEN branch in LACHEN, SIKKIM is UTIB0004105. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Axis Bank LACHEN branch?
The branch is located at: GROUND FLOOR HOUSE NO LCN 03 034 1 MAIN ROAD LACHEN BAZAR OPP HOTEL KEEPSA PO PS LACHEN 737120, Pincode: 737120, LACHEN, SIKKIM.
What is the MICR Code for Axis Bank LACHEN?
The MICR Code for electronic cheque clearing at Axis Bank LACHEN is 737211701.
How can I contact Axis Bank LACHEN branch?
You can contact the branch at: Phone: +919002503161. For official national customer care, refer to Axis Bank's official banking channels.
How to decipher the IFSC code UTIB0004105?
The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '004105' represent the specific LACHEN branch code.
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