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UTIBBranch Code: 004938

Axis Bank IFSC Code

KUSUMJHAR Branch, JANJGIR-CHAMPA, JANJGIR-CHAMPA, CHHATTISGARH

Primary IFSC Code
UTIB0004938
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, KUSUMJHAR branch in JANJGIR-CHAMPA, CHHATTISGARH is UTIB0004938. The MICR code for cheque clearance is 495211052.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Axis Bank
Branch Name
KUSUMJHAR
MICR Code
Postal Pincode
N/A
Full Branch Address

GROUND FLOOR, SAVITRI COMPLEX, CHANDRAPUR SHIVRUNARAYAN ROAD, PO PS DABHRA, DIST JANJGIR CHAMPA

Contact Details
Phone: +919907986999

How to Read IFSC Code: UTIB0004938

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

004938Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Axis Bank (UTIB0004938)

What is the IFSC Code for Axis Bank KUSUMJHAR branch?

The IFSC Code for Axis Bank KUSUMJHAR branch in JANJGIR-CHAMPA, CHHATTISGARH is UTIB0004938. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank KUSUMJHAR branch?

The branch is located at: GROUND FLOOR, SAVITRI COMPLEX, CHANDRAPUR SHIVRUNARAYAN ROAD, PO PS DABHRA, DIST JANJGIR CHAMPA, JANJGIR-CHAMPA, CHHATTISGARH.

What is the MICR Code for Axis Bank KUSUMJHAR?

The MICR Code for electronic cheque clearing at Axis Bank KUSUMJHAR is 495211052.

How can I contact Axis Bank KUSUMJHAR branch?

You can contact the branch at: Phone: +919907986999. For official national customer care, refer to Axis Bank's official banking channels.

How to decipher the IFSC code UTIB0004938?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '004938' represent the specific KUSUMJHAR branch code.

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