UTIBBranch Code: 005228

Axis Bank Ghagga Branch IFSC Code: UTIB0005228

Branch Code: 005228 | GHAGGA, GHAGGA, Punjab

Primary IFSC Code

UTIB0005228

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, Ghagga branch in GHAGGA, Punjab is UTIB0005228. The MICR code for cheque clearance is 147211020.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Axis Bank
Branch Name: GHAGGA
MICR Code: 147211020
City / District: GHAGGA (GHAGGA)
State: Punjab
Postal Pincode: 147102

Full Branch Address

AXIS BANK LTD KHASRA NO 417, PATRAN SAMANA ROAD, DISTRICT PATIALA, CITY GHAGGA, PUNJAB PIN 147102, Pincode: 147102

Contact & Customer Care

Phone: +919781070002

24x7 Helpline & Toll-Free Get Directions Share on WhatsApp

How to Read IFSC Code: UTIB0005228

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

005228Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Axis Bank (UTIB0005228)

Which bank does IFSC Code UTIB0005228 belong to?

IFSC Code UTIB0005228 belongs to Axis Bank for its GHAGGA branch, located in GHAGGA, Punjab. The 4-letter prefix 'UTIB' represents Axis Bank.

What is the IFSC Code for Axis Bank GHAGGA branch?

The IFSC Code for Axis Bank GHAGGA branch in GHAGGA, Punjab is UTIB0005228. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank GHAGGA branch?

The branch is located at: AXIS BANK LTD KHASRA NO 417, PATRAN SAMANA ROAD, DISTRICT PATIALA, CITY GHAGGA, PUNJAB PIN 147102, Pincode: 147102, GHAGGA, Punjab.

What is the MICR Code for Axis Bank GHAGGA?

The MICR Code for electronic cheque clearing at Axis Bank GHAGGA is 147211020.

How can I contact Axis Bank GHAGGA branch?

You can contact the branch at: Phone: +919781070002. For official national customer care, refer to Axis Bank's official banking channels.

How to decipher the IFSC code UTIB0005228?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '005228' represent the specific GHAGGA branch code.