UTIBBranch Code: SDMSBN

Axis Bank IFSC Code

KADAMBA MAHILA SAHAKARI BANK NIYAMITA Branch, KARWAR, KARWAR, Karnataka

Primary IFSC Code

UTIB0SDMSBN

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, KADAMBA MAHILA SAHAKARI BANK NIYAMITA branch in KARWAR, Karnataka is UTIB0SDMSBN. The MICR code for cheque clearance is 581806202.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Axis Bank
Branch Name: KADAMBA MAHILA SAHAKARI BANK NIYAMITA
MICR Code: 581806202
City / District: KARWAR (KARWAR)
State: Karnataka
Postal Pincode: 581301

Full Branch Address

GUNJAN BUILDING,MAIN ROAD,KARWAR 581301, Pincode: 581301

Contact Details

Phone: +918382222093

How to Read IFSC Code: UTIB0SDMSBN

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

SDMSBNBranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Axis Bank (UTIB0SDMSBN)

What is the IFSC Code for Axis Bank KADAMBA MAHILA SAHAKARI BANK NIYAMITA branch?

The IFSC Code for Axis Bank KADAMBA MAHILA SAHAKARI BANK NIYAMITA branch in KARWAR, Karnataka is UTIB0SDMSBN. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank KADAMBA MAHILA SAHAKARI BANK NIYAMITA branch?

The branch is located at: GUNJAN BUILDING,MAIN ROAD,KARWAR 581301, Pincode: 581301, KARWAR, Karnataka.

What is the MICR Code for Axis Bank KADAMBA MAHILA SAHAKARI BANK NIYAMITA?

The MICR Code for electronic cheque clearing at Axis Bank KADAMBA MAHILA SAHAKARI BANK NIYAMITA is 581806202.

How can I contact Axis Bank KADAMBA MAHILA SAHAKARI BANK NIYAMITA branch?

You can contact the branch at: Phone: +918382222093. For official national customer care, refer to Axis Bank's official banking channels.

How to decipher the IFSC code UTIB0SDMSBN?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters 'SDMSBN' represent the specific KADAMBA MAHILA SAHAKARI BANK NIYAMITA branch code.