UTIBBranch Code: SJKCB1

Axis Bank IFSC Code

J&k State Co-operative Bank IMPS Branch, SRINAGAR, SRINAGAR, Maharashtra

Primary IFSC Code

UTIB0SJKCB1

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, J&k State Co-operative Bank IMPS branch in SRINAGAR, Maharashtra is UTIB0SJKCB1. The MICR code for cheque clearance is 190654002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Axis Bank
Branch Name: J&k State Co-operative Bank IMPS
MICR Code: 190654002
City / District: SRINAGAR (SRINAGAR)
State: Maharashtra
Postal Pincode: 190001

Full Branch Address

ATHWAS GAHH NEAR SILK FACTORY RAJBAGH,SRINAGAR,PIN 190001, Pincode: 190001

Contact Details

Phone: +911942311121

How to Read IFSC Code: UTIB0SJKCB1

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

SJKCB1Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Axis Bank (UTIB0SJKCB1)

What is the IFSC Code for Axis Bank J&k State Co-operative Bank IMPS branch?

The IFSC Code for Axis Bank J&k State Co-operative Bank IMPS branch in SRINAGAR, Maharashtra is UTIB0SJKCB1. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank J&k State Co-operative Bank IMPS branch?

The branch is located at: ATHWAS GAHH NEAR SILK FACTORY RAJBAGH,SRINAGAR,PIN 190001, Pincode: 190001, SRINAGAR, Maharashtra.

What is the MICR Code for Axis Bank J&k State Co-operative Bank IMPS?

The MICR Code for electronic cheque clearing at Axis Bank J&k State Co-operative Bank IMPS is 190654002.

How can I contact Axis Bank J&k State Co-operative Bank IMPS branch?

You can contact the branch at: Phone: +911942311121. For official national customer care, refer to Axis Bank's official banking channels.

How to decipher the IFSC code UTIB0SJKCB1?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters 'SJKCB1' represent the specific J&k State Co-operative Bank IMPS branch code.