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UTIBBranch Code: SMCOBL

Axis Bank Shree Mahabaleshwar Cooperative Bank Branch IFSC Code: UTIB0SMCOBL

Branch Code: SMCOBL | GOKARN, GOKARN, Karnataka

Primary IFSC Code
UTIB0SMCOBL
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, Shree Mahabaleshwar Cooperative Bank branch in GOKARN, Karnataka is UTIB0SMCOBL. The MICR code for cheque clearance is 581872501.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Axis Bank
Branch Name
SHREE MAHABALESHWAR COOPERATIVE BANK
MICR Code
City / District
GOKARN (GOKARN)
Postal Pincode
581326
Full Branch Address

GOKARNA,KUMTA TALUK,UTTARA KANNADA 581326, Pincode: 581326

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in Karnataka:Govardhan Puja / Balipratipada / Vikram Samvat New Year on 2026-11-09 (9 days away).
Axis Bank Deposit RatesRBI Master Slabs

Earn up to 7.1% p.a. on Fixed Deposits

Senior citizens receive an additional premium up to 7.6% p.a.

1-Click Returns EstimationCalculate compound interest on your deposit
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Local Financial Pulse: GOKARN, Karnataka

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: UTIB0SMCOBL

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

SMCOBLBranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Axis Bank (UTIB0SMCOBL)

Which bank does IFSC Code UTIB0SMCOBL belong to?

IFSC Code UTIB0SMCOBL belongs to Axis Bank for its SHREE MAHABALESHWAR COOPERATIVE BANK branch, located in GOKARN, Karnataka. The 4-letter prefix 'UTIB' represents Axis Bank.

What is the IFSC Code for Axis Bank SHREE MAHABALESHWAR COOPERATIVE BANK branch?

The IFSC Code for Axis Bank SHREE MAHABALESHWAR COOPERATIVE BANK branch in GOKARN, Karnataka is UTIB0SMCOBL. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank SHREE MAHABALESHWAR COOPERATIVE BANK branch?

The branch is located at: GOKARNA,KUMTA TALUK,UTTARA KANNADA 581326, Pincode: 581326, GOKARN, Karnataka.

What is the MICR Code for Axis Bank SHREE MAHABALESHWAR COOPERATIVE BANK?

The MICR Code for electronic cheque clearing at Axis Bank SHREE MAHABALESHWAR COOPERATIVE BANK is 581872501.

How can I contact Axis Bank SHREE MAHABALESHWAR COOPERATIVE BANK branch?

You can contact the branch at: Phone: +918386256157. For official national customer care, refer to Axis Bank's official banking channels.

How to decipher the IFSC code UTIB0SMCOBL?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters 'SMCOBL' represent the specific SHREE MAHABALESHWAR COOPERATIVE BANK branch code.

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