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UTIBBranch Code: SMLCBK

Axis Bank Merchants Liberal Co Operative Bank IMPS Branch IFSC Code: UTIB0SMLCBK

Branch Code: SMLCBK | GADAG BETIGERI, GADAG BETIGERI, Maharashtra

Primary IFSC Code
UTIB0SMLCBK
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, Merchants Liberal Co Operative Bank IMPS branch in GADAG BETIGERI, Maharashtra is UTIB0SMLCBK. The MICR code for cheque clearance is 582802002.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Axis Bank
Branch Name
Merchants Liberal Co-operative Bank IMPS
MICR Code
Postal Pincode
582101
Full Branch Address

BASAVESHWAR CIRCLE MAKANGALLI GADAG 582101, Pincode: 582101

Contact & Customer Care

How to Read IFSC Code: UTIB0SMLCBK

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

SMLCBKBranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Axis Bank (UTIB0SMLCBK)

Which bank does IFSC Code UTIB0SMLCBK belong to?

IFSC Code UTIB0SMLCBK belongs to Axis Bank for its Merchants Liberal Co-operative Bank IMPS branch, located in GADAG BETIGERI, Maharashtra. The 4-letter prefix 'UTIB' represents Axis Bank.

What is the IFSC Code for Axis Bank Merchants Liberal Co-operative Bank IMPS branch?

The IFSC Code for Axis Bank Merchants Liberal Co-operative Bank IMPS branch in GADAG BETIGERI, Maharashtra is UTIB0SMLCBK. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank Merchants Liberal Co-operative Bank IMPS branch?

The branch is located at: BASAVESHWAR CIRCLE MAKANGALLI GADAG 582101, Pincode: 582101, GADAG BETIGERI, Maharashtra.

What is the MICR Code for Axis Bank Merchants Liberal Co-operative Bank IMPS?

The MICR Code for electronic cheque clearing at Axis Bank Merchants Liberal Co-operative Bank IMPS is 582802002.

How can I contact Axis Bank Merchants Liberal Co-operative Bank IMPS branch?

You can contact the branch at: Phone: +918372234993. For official national customer care, refer to Axis Bank's official banking channels.

How to decipher the IFSC code UTIB0SMLCBK?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters 'SMLCBK' represent the specific Merchants Liberal Co-operative Bank IMPS branch code.