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UTKSBranch Code: 001041

Utkarsh Small Finance Bank Koirauna Branch IFSC Code: UTKS0001041

Branch Code: 001041 | GYANPUR, GYANPUR, UTTAR PRADESH

Primary IFSC Code
UTKS0001041
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, Koirauna branch in GYANPUR, UTTAR PRADESH is UTKS0001041. The MICR code for cheque clearance is 221762101.

Branch Fact Sheet & Electronic Routing Details

Branch Name
KOIRAUNA
MICR Code
City / District
GYANPUR (GYANPUR)
Postal Pincode
221309
Full Branch Address

C/O SHIVANAND PANDEY,FIRST FLOOR,VILL-KHEDOPUR,THANA-KOIRAUNA,NEAR PETROL PUMP KSK,DIST - BHADOHI,PIN CODE - 221309, Pincode: 221309

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in UTTAR PRADESH:Govardhan Puja / Balipratipada / Vikram Samvat New Year on 2026-11-09 (9 days away).
Customer Support & Helplines24x7 Toll-Free

Utkarsh Small Finance Bank Official Emergency Contacts

Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.

Local Financial Pulse: GYANPUR, UTTAR PRADESH

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: UTKS0001041

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001041Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001041)

Which bank does IFSC Code UTKS0001041 belong to?

IFSC Code UTKS0001041 belongs to Utkarsh Small Finance Bank for its KOIRAUNA branch, located in GYANPUR, UTTAR PRADESH. The 4-letter prefix 'UTKS' represents Utkarsh Small Finance Bank.

What is the IFSC Code for Utkarsh Small Finance Bank KOIRAUNA branch?

The IFSC Code for Utkarsh Small Finance Bank KOIRAUNA branch in GYANPUR, UTTAR PRADESH is UTKS0001041. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank KOIRAUNA branch?

The branch is located at: C/O SHIVANAND PANDEY,FIRST FLOOR,VILL-KHEDOPUR,THANA-KOIRAUNA,NEAR PETROL PUMP KSK,DIST - BHADOHI,PIN CODE - 221309, Pincode: 221309, GYANPUR, UTTAR PRADESH.

What is the MICR Code for Utkarsh Small Finance Bank KOIRAUNA?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank KOIRAUNA is 221762101.

How can I contact Utkarsh Small Finance Bank KOIRAUNA branch?

You can contact the branch at: Phone: +919794843391. For official national customer care, refer to Utkarsh Small Finance Bank's official banking channels.

How to decipher the IFSC code UTKS0001041?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001041' represent the specific KOIRAUNA branch code.