Utkarsh Small Finance Bank IFSC Code
SARAIYA Branch, SARAIYA, SARAIYA, BIHAR
The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, SARAIYA branch in SARAIYA, BIHAR is UTKS0001197. The MICR code for cheque clearance is 842762005.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Utkarsh Small Finance Bank
- Branch Name
- SARAIYA
- MICR Code
- City / District
- SARAIYA (SARAIYA)
- State
- BIHAR
- Postal Pincode
- 843126
MAUZA - SHADIPUR,P.S - PARU,BLOCK ROAD,SARAIYA,DISTRICT - MUZAFFARPUR,STATE - BIHAR,PIN CODE - 843126, Pincode: 843126
How to Read IFSC Code: UTKS0001197
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Utkarsh Small Finance Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001197)
What is the IFSC Code for Utkarsh Small Finance Bank SARAIYA branch?
The IFSC Code for Utkarsh Small Finance Bank SARAIYA branch in SARAIYA, BIHAR is UTKS0001197. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Utkarsh Small Finance Bank SARAIYA branch?
The branch is located at: MAUZA - SHADIPUR,P.S - PARU,BLOCK ROAD,SARAIYA,DISTRICT - MUZAFFARPUR,STATE - BIHAR,PIN CODE - 843126, Pincode: 843126, SARAIYA, BIHAR.
What is the MICR Code for Utkarsh Small Finance Bank SARAIYA?
The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank SARAIYA is 842762005.
How to decipher the IFSC code UTKS0001197?
The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001197' represent the specific SARAIYA branch code.
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