UTKSBranch Code: 001201

Utkarsh Small Finance Bank IFSC Code

GONAWA - NAWADA Branch, GONAWA - NAWADA, GONAWA - NAWADA, BIHAR

Primary IFSC Code

UTKS0001201

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, GONAWA - NAWADA branch in GONAWA - NAWADA, BIHAR is UTKS0001201. The MICR code for cheque clearance is 805762004.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Utkarsh Small Finance Bank
Branch Name: GONAWA - NAWADA
MICR Code: 805762004
City / District: GONAWA - NAWADA (GONAWA - NAWADA)
State: BIHAR
Postal Pincode: 805110

Full Branch Address

UTKARSH SMALL FINANCE BANK,C/O-PREM PRAKASH,NEAR-AGRWAL PETROPUMP,POST - NAWADA,DISTT-NAWADA,BIHAR,PIN 805110, Pincode: 805110

Contact Details

Phone: +917766913441

How to Read IFSC Code: UTKS0001201

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001201Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001201)

What is the IFSC Code for Utkarsh Small Finance Bank GONAWA - NAWADA branch?

The IFSC Code for Utkarsh Small Finance Bank GONAWA - NAWADA branch in GONAWA - NAWADA, BIHAR is UTKS0001201. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank GONAWA - NAWADA branch?

The branch is located at: UTKARSH SMALL FINANCE BANK,C/O-PREM PRAKASH,NEAR-AGRWAL PETROPUMP,POST - NAWADA,DISTT-NAWADA,BIHAR,PIN 805110, Pincode: 805110, GONAWA - NAWADA, BIHAR.

What is the MICR Code for Utkarsh Small Finance Bank GONAWA - NAWADA?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank GONAWA - NAWADA is 805762004.

How can I contact Utkarsh Small Finance Bank GONAWA - NAWADA branch?

You can contact the branch at: Phone: +917766913441. For official national customer care, refer to Utkarsh Small Finance Bank's official banking channels.

How to decipher the IFSC code UTKS0001201?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001201' represent the specific GONAWA - NAWADA branch code.