Utkarsh Small Finance Bank Punawan Wazirganj Branch IFSC Code: UTKS0001204
Branch Code: 001204 | PUNAWAN - WAZIRGANJ, PUNAWAN - WAZIRGANJ, BIHAR
The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, Punawan Wazirganj branch in PUNAWAN - WAZIRGANJ, BIHAR is UTKS0001204. The MICR code for cheque clearance is 823762009.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Utkarsh Small Finance Bank
- Branch Name
- PUNAWAN - WAZIRGANJ
- MICR Code
- City / District
- PUNAWAN - WAZIRGANJ (PUNAWAN - WAZIRGANJ)
- State
- BIHAR
- Postal Pincode
- 805131
C/O MUKESH KUMAR,PLOT NO.506,DAKHIN GANW,NEAR-WAZIRGANJ NAHAR POST - WAZIRGANJ,DISTT GAYA,BIHAR,PIN-805131, Pincode: 805131
Banks Open Per Published Schedule
Utkarsh Small Finance Bank Official Emergency Contacts
Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.
Local Financial Pulse: PUNAWAN - WAZIRGANJ, BIHAR
How to Read IFSC Code: UTKS0001204
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Utkarsh Small Finance Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001204)
Which bank does IFSC Code UTKS0001204 belong to?
IFSC Code UTKS0001204 belongs to Utkarsh Small Finance Bank for its PUNAWAN - WAZIRGANJ branch, located in PUNAWAN - WAZIRGANJ, BIHAR. The 4-letter prefix 'UTKS' represents Utkarsh Small Finance Bank.
What is the IFSC Code for Utkarsh Small Finance Bank PUNAWAN - WAZIRGANJ branch?
The IFSC Code for Utkarsh Small Finance Bank PUNAWAN - WAZIRGANJ branch in PUNAWAN - WAZIRGANJ, BIHAR is UTKS0001204. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Utkarsh Small Finance Bank PUNAWAN - WAZIRGANJ branch?
The branch is located at: C/O MUKESH KUMAR,PLOT NO.506,DAKHIN GANW,NEAR-WAZIRGANJ NAHAR POST - WAZIRGANJ,DISTT GAYA,BIHAR,PIN-805131, Pincode: 805131, PUNAWAN - WAZIRGANJ, BIHAR.
What is the MICR Code for Utkarsh Small Finance Bank PUNAWAN - WAZIRGANJ?
The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank PUNAWAN - WAZIRGANJ is 823762009.
How can I contact Utkarsh Small Finance Bank PUNAWAN - WAZIRGANJ branch?
You can contact the branch at: Phone: +917070192612. For official national customer care, refer to Utkarsh Small Finance Bank's official banking channels.
How to decipher the IFSC code UTKS0001204?
The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001204' represent the specific PUNAWAN - WAZIRGANJ branch code.
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