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UTKSBranch Code: 001204

Utkarsh Small Finance Bank IFSC Code

PUNAWAN - WAZIRGANJ Branch, PUNAWAN - WAZIRGANJ, PUNAWAN - WAZIRGANJ, BIHAR

Primary IFSC Code
UTKS0001204
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, PUNAWAN - WAZIRGANJ branch in PUNAWAN - WAZIRGANJ, BIHAR is UTKS0001204. The MICR code for cheque clearance is 823762009.

Branch Fact Sheet & Electronic Routing Details

Branch Name
PUNAWAN - WAZIRGANJ
MICR Code
State
BIHAR
Postal Pincode
805131
Full Branch Address

C/O MUKESH KUMAR,PLOT NO.506,DAKHIN GANW,NEAR-WAZIRGANJ NAHAR POST - WAZIRGANJ,DISTT GAYA,BIHAR,PIN-805131, Pincode: 805131

Contact Details
Phone: +917070192612

How to Read IFSC Code: UTKS0001204

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001204Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001204)

What is the IFSC Code for Utkarsh Small Finance Bank PUNAWAN - WAZIRGANJ branch?

The IFSC Code for Utkarsh Small Finance Bank PUNAWAN - WAZIRGANJ branch in PUNAWAN - WAZIRGANJ, BIHAR is UTKS0001204. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank PUNAWAN - WAZIRGANJ branch?

The branch is located at: C/O MUKESH KUMAR,PLOT NO.506,DAKHIN GANW,NEAR-WAZIRGANJ NAHAR POST - WAZIRGANJ,DISTT GAYA,BIHAR,PIN-805131, Pincode: 805131, PUNAWAN - WAZIRGANJ, BIHAR.

What is the MICR Code for Utkarsh Small Finance Bank PUNAWAN - WAZIRGANJ?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank PUNAWAN - WAZIRGANJ is 823762009.

How can I contact Utkarsh Small Finance Bank PUNAWAN - WAZIRGANJ branch?

You can contact the branch at: Phone: +917070192612. For official national customer care, refer to Utkarsh Small Finance Bank's official banking channels.

How to decipher the IFSC code UTKS0001204?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001204' represent the specific PUNAWAN - WAZIRGANJ branch code.

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