UTKSBranch Code: 001295

Utkarsh Small Finance Bank IFSC Code

MURAMKALAN - RAMGARH - JH Branch, MURAMKALAN - RAMGARH - JH, MURAMKALAN - RAMGARH - JH, JHARKHAND

Primary IFSC Code

UTKS0001295

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, MURAMKALAN - RAMGARH - JH branch in MURAMKALAN - RAMGARH - JH, JHARKHAND is UTKS0001295.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Utkarsh Small Finance Bank
Branch Name: MURAMKALAN - RAMGARH - JH
MICR Code: Not Assigned / Non-MICR
City / District: MURAMKALAN - RAMGARH - JH (MURAMKALAN - RAMGARH - JH)
State: JHARKHAND
Postal Pincode: 829122

Full Branch Address

C/O-MR.SITA RAM SAHU,S/O - LATE MR.DHANESHWAR SAHU,PATRATU BASTI,NEAR DURGAMANDIR BEHIND BLOCK,RAMGARH(JHARKHAND),PIN-829122, Pincode: 829122

Contact Details

Phone: +917070894534

How to Read IFSC Code: UTKS0001295

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001295Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001295)

What is the IFSC Code for Utkarsh Small Finance Bank MURAMKALAN - RAMGARH - JH branch?

The IFSC Code for Utkarsh Small Finance Bank MURAMKALAN - RAMGARH - JH branch in MURAMKALAN - RAMGARH - JH, JHARKHAND is UTKS0001295. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank MURAMKALAN - RAMGARH - JH branch?

The branch is located at: C/O-MR.SITA RAM SAHU,S/O - LATE MR.DHANESHWAR SAHU,PATRATU BASTI,NEAR DURGAMANDIR BEHIND BLOCK,RAMGARH(JHARKHAND),PIN-829122, Pincode: 829122, MURAMKALAN - RAMGARH - JH, JHARKHAND.

How can I contact Utkarsh Small Finance Bank MURAMKALAN - RAMGARH - JH branch?

You can contact the branch at: Phone: +917070894534. For official national customer care, refer to Utkarsh Small Finance Bank's official banking channels.

How to decipher the IFSC code UTKS0001295?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001295' represent the specific MURAMKALAN - RAMGARH - JH branch code.