UTKSBranch Code: 001306

Utkarsh Small Finance Bank IFSC Code

BARAMASIA - BARGANDA Branch, BARAMASIA - BARGANDA, BARAMASIA - BARGANDA, JHARKHAND

Primary IFSC Code

UTKS0001306

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, BARAMASIA - BARGANDA branch in BARAMASIA - BARGANDA, JHARKHAND is UTKS0001306. The MICR code for cheque clearance is 815762005.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Utkarsh Small Finance Bank
Branch Name: BARAMASIA - BARGANDA
MICR Code: 815762005
City / District: BARAMASIA - BARGANDA (BARAMASIA - BARGANDA)
State: JHARKHAND
Postal Pincode: 815301

Full Branch Address

MR.PARTHO MUKHARJI S/O LATE SHIBU DAS MUKHARJI,PROFESSOR COLONY,NEAR R.K MAHILA COLLEGE,SHIVE SAIFALI BHAWAN,NEW BARGNDA GIRIDIH.PIN-815301, Pincode: 815301

Contact Details

Phone: +917485094983

How to Read IFSC Code: UTKS0001306

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001306Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001306)

What is the IFSC Code for Utkarsh Small Finance Bank BARAMASIA - BARGANDA branch?

The IFSC Code for Utkarsh Small Finance Bank BARAMASIA - BARGANDA branch in BARAMASIA - BARGANDA, JHARKHAND is UTKS0001306. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank BARAMASIA - BARGANDA branch?

The branch is located at: MR.PARTHO MUKHARJI S/O LATE SHIBU DAS MUKHARJI,PROFESSOR COLONY,NEAR R.K MAHILA COLLEGE,SHIVE SAIFALI BHAWAN,NEW BARGNDA GIRIDIH.PIN-815301, Pincode: 815301, BARAMASIA - BARGANDA, JHARKHAND.

What is the MICR Code for Utkarsh Small Finance Bank BARAMASIA - BARGANDA?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank BARAMASIA - BARGANDA is 815762005.

How can I contact Utkarsh Small Finance Bank BARAMASIA - BARGANDA branch?

You can contact the branch at: Phone: +917485094983. For official national customer care, refer to Utkarsh Small Finance Bank's official banking channels.

How to decipher the IFSC code UTKS0001306?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001306' represent the specific BARAMASIA - BARGANDA branch code.