UTKSBranch Code: 001318

Utkarsh Small Finance Bank IFSC Code

KALYANDIH - PACHAMBA Branch, KALYANDIH - PACHAMBA, KALYANDIH - PACHAMBA, JHARKHAND

Primary IFSC Code

UTKS0001318

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, KALYANDIH - PACHAMBA branch in KALYANDIH - PACHAMBA, JHARKHAND is UTKS0001318. The MICR code for cheque clearance is 815762006.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Utkarsh Small Finance Bank
Branch Name: KALYANDIH - PACHAMBA
MICR Code: 815762006
City / District: KALYANDIH - PACHAMBA (KALYANDIH - PACHAMBA)
State: JHARKHAND
Postal Pincode: 815312

Full Branch Address

C/O SUNIL KUMAR SINGH NEAR KAMAL SINHA CLINIC,KRISHNA NAGAR WARD NO.6 PACHAMBA,GIRIDIH,JHARKHAND-815312, Pincode: 815312

Contact Details

Phone: +917485095673

How to Read IFSC Code: UTKS0001318

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001318Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001318)

What is the IFSC Code for Utkarsh Small Finance Bank KALYANDIH - PACHAMBA branch?

The IFSC Code for Utkarsh Small Finance Bank KALYANDIH - PACHAMBA branch in KALYANDIH - PACHAMBA, JHARKHAND is UTKS0001318. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank KALYANDIH - PACHAMBA branch?

The branch is located at: C/O SUNIL KUMAR SINGH NEAR KAMAL SINHA CLINIC,KRISHNA NAGAR WARD NO.6 PACHAMBA,GIRIDIH,JHARKHAND-815312, Pincode: 815312, KALYANDIH - PACHAMBA, JHARKHAND.

What is the MICR Code for Utkarsh Small Finance Bank KALYANDIH - PACHAMBA?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank KALYANDIH - PACHAMBA is 815762006.

How can I contact Utkarsh Small Finance Bank KALYANDIH - PACHAMBA branch?

You can contact the branch at: Phone: +917485095673. For official national customer care, refer to Utkarsh Small Finance Bank's official banking channels.

How to decipher the IFSC code UTKS0001318?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001318' represent the specific KALYANDIH - PACHAMBA branch code.