UTKSBranch Code: 001396

Utkarsh Small Finance Bank IFSC Code

RAMGARH Branch, RAMGARH CANTT, RAMGARH CANTT, JHARKHAND

Primary IFSC Code

UTKS0001396

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, RAMGARH branch in RAMGARH CANTT, JHARKHAND is UTKS0001396. The MICR code for cheque clearance is 829762002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Utkarsh Small Finance Bank
Branch Name: RAMGARH
MICR Code: 829762002
City / District: RAMGARH CANTT (RAMGARH CANTT)
State: JHARKHAND
Postal Pincode: 829122

Full Branch Address

GROUND FLOOR,BUILDING NUMBER JC 9 BY1,MAHATMA GANDHI CHOWK,MAIN ROAD,RAMGARH CANTT,DISTRICT RAMGARH,JHARKHAND,PIN 829122, Pincode: 829122

Contact Details

Phone: +918336071332

How to Read IFSC Code: UTKS0001396

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001396Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001396)

What is the IFSC Code for Utkarsh Small Finance Bank RAMGARH branch?

The IFSC Code for Utkarsh Small Finance Bank RAMGARH branch in RAMGARH CANTT, JHARKHAND is UTKS0001396. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank RAMGARH branch?

The branch is located at: GROUND FLOOR,BUILDING NUMBER JC 9 BY1,MAHATMA GANDHI CHOWK,MAIN ROAD,RAMGARH CANTT,DISTRICT RAMGARH,JHARKHAND,PIN 829122, Pincode: 829122, RAMGARH CANTT, JHARKHAND.

What is the MICR Code for Utkarsh Small Finance Bank RAMGARH?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank RAMGARH is 829762002.

How can I contact Utkarsh Small Finance Bank RAMGARH branch?

You can contact the branch at: Phone: +918336071332. For official national customer care, refer to Utkarsh Small Finance Bank's official banking channels.

How to decipher the IFSC code UTKS0001396?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001396' represent the specific RAMGARH branch code.