Utkarsh Small Finance Bank IFSC Code
JALANDHAR PUNJAB Branch, JALANDHAR, JALANDHAR, Punjab
The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, JALANDHAR PUNJAB branch in JALANDHAR, Punjab is UTKS0001574. The MICR code for cheque clearance is 144762002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Utkarsh Small Finance Bank
- Branch Name
- JALANDHAR PUNJAB
- MICR Code
- City / District
- JALANDHAR (JALANDHAR)
- State
- Punjab
- Postal Pincode
- N/A
RUDFLR613LMDELTW,JALADHARPUJAB144003
How to Read IFSC Code: UTKS0001574
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Utkarsh Small Finance Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001574)
What is the IFSC Code for Utkarsh Small Finance Bank JALANDHAR PUNJAB branch?
The IFSC Code for Utkarsh Small Finance Bank JALANDHAR PUNJAB branch in JALANDHAR, Punjab is UTKS0001574. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Utkarsh Small Finance Bank JALANDHAR PUNJAB branch?
The branch is located at: RUDFLR613LMDELTW,JALADHARPUJAB144003, JALANDHAR, Punjab.
What is the MICR Code for Utkarsh Small Finance Bank JALANDHAR PUNJAB?
The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank JALANDHAR PUNJAB is 144762002.
How to decipher the IFSC code UTKS0001574?
The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001574' represent the specific JALANDHAR PUNJAB branch code.
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