UTKSBranch Code: 001597

Utkarsh Small Finance Bank IFSC Code

PATTOM- THIRUVANANTHAPURAM Branch, THIRUVANANTHAPURAM, THIRUVANANTHAPURAM, KERALA

Primary IFSC Code

UTKS0001597

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, PATTOM- THIRUVANANTHAPURAM branch in THIRUVANANTHAPURAM, KERALA is UTKS0001597. The MICR code for cheque clearance is 695672002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Utkarsh Small Finance Bank
Branch Name: PATTOM- THIRUVANANTHAPURAM
MICR Code: 695672002
City / District: THIRUVANANTHAPURAM (THIRUVANANTHAPURAM)
State: KERALA
Postal Pincode: 695004

Full Branch Address

UTKARSH SMALL FINANCE BANK GROUND FLR OLD T.C.3/2342 NEW NO.15/375 PATTOM KOWDIAR ROAD POST - PATTOM PERRORKADA DIST-THIRUVANANTHAPURAM STATE - KERALA PIN - 695004, Pincode: 695004

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UTKS0001597

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001597Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001597)

What is the IFSC Code for Utkarsh Small Finance Bank PATTOM- THIRUVANANTHAPURAM branch?

The IFSC Code for Utkarsh Small Finance Bank PATTOM- THIRUVANANTHAPURAM branch in THIRUVANANTHAPURAM, KERALA is UTKS0001597. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank PATTOM- THIRUVANANTHAPURAM branch?

The branch is located at: UTKARSH SMALL FINANCE BANK GROUND FLR OLD T.C.3/2342 NEW NO.15/375 PATTOM KOWDIAR ROAD POST - PATTOM PERRORKADA DIST-THIRUVANANTHAPURAM STATE - KERALA PIN - 695004, Pincode: 695004, THIRUVANANTHAPURAM, KERALA.

What is the MICR Code for Utkarsh Small Finance Bank PATTOM- THIRUVANANTHAPURAM?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank PATTOM- THIRUVANANTHAPURAM is 695672002.

How to decipher the IFSC code UTKS0001597?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001597' represent the specific PATTOM- THIRUVANANTHAPURAM branch code.