UTKSBranch Code: 001624

Utkarsh Small Finance Bank IFSC Code

GARIA Branch, GARIA WEST BENGAL, GARIA WEST BENGAL, WEST BENGAL

Primary IFSC Code

UTKS0001624

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, GARIA branch in GARIA WEST BENGAL, WEST BENGAL is UTKS0001624. The MICR code for cheque clearance is 700762008.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Utkarsh Small Finance Bank
Branch Name: GARIA
MICR Code: 700762008
City / District: GARIA WEST BENGAL (GARIA WEST BENGAL)
State: WEST BENGAL
Postal Pincode: 700047

Full Branch Address

410 N.S.C.BOSE ROAD GARIA KOLKATA WEST BENGAL -700047, Pincode: 700047

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UTKS0001624

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001624Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001624)

What is the IFSC Code for Utkarsh Small Finance Bank GARIA branch?

The IFSC Code for Utkarsh Small Finance Bank GARIA branch in GARIA WEST BENGAL, WEST BENGAL is UTKS0001624. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank GARIA branch?

The branch is located at: 410 N.S.C.BOSE ROAD GARIA KOLKATA WEST BENGAL -700047, Pincode: 700047, GARIA WEST BENGAL, WEST BENGAL.

What is the MICR Code for Utkarsh Small Finance Bank GARIA?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank GARIA is 700762008.

How to decipher the IFSC code UTKS0001624?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001624' represent the specific GARIA branch code.