UTKSBranch Code: 001632

Utkarsh Small Finance Bank IFSC Code

SALEM Branch, SALEM TAMIL NADU, SALEM TAMIL NADU, Tamil Nadu

Primary IFSC Code

UTKS0001632

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, SALEM branch in SALEM TAMIL NADU, Tamil Nadu is UTKS0001632. The MICR code for cheque clearance is 636762002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Utkarsh Small Finance Bank
Branch Name: SALEM
MICR Code: 636762002
City / District: SALEM TAMIL NADU (SALEM TAMIL NADU)
State: Tamil Nadu
Postal Pincode: 636016

Full Branch Address

UPPER GROUND FLOOR KANDASWARNA MEGA MALL 26 SHARDA COLLEGE ROAD SALEM TAMIL NADU-636016, Pincode: 636016

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UTKS0001632

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001632Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001632)

What is the IFSC Code for Utkarsh Small Finance Bank SALEM branch?

The IFSC Code for Utkarsh Small Finance Bank SALEM branch in SALEM TAMIL NADU, Tamil Nadu is UTKS0001632. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank SALEM branch?

The branch is located at: UPPER GROUND FLOOR KANDASWARNA MEGA MALL 26 SHARDA COLLEGE ROAD SALEM TAMIL NADU-636016, Pincode: 636016, SALEM TAMIL NADU, Tamil Nadu.

What is the MICR Code for Utkarsh Small Finance Bank SALEM?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank SALEM is 636762002.

How to decipher the IFSC code UTKS0001632?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001632' represent the specific SALEM branch code.