Utkarsh Small Finance Bank Santacruz Mumbai Branch IFSC Code: UTKS0001639
Branch Code: 001639 | SANTACRUZ MUMBAI, SANTACRUZ MUMBAI, Maharashtra
The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, Santacruz Mumbai branch in SANTACRUZ MUMBAI, Maharashtra is UTKS0001639. The MICR code for cheque clearance is 400762014.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Utkarsh Small Finance Bank
- Branch Name
- SANTACRUZ MUMBAI
- MICR Code
- City / District
- SANTACRUZ MUMBAI (SANTACRUZ MUMBAI)
- State
- Maharashtra
- Postal Pincode
- 400055
GROUND FLOOR SHOP NO.4 ARUN CO-OP HOUSING SOCIETY 7TH ROAD SANTACRUZ EAST MUMBAI 400055, Pincode: 400055
Banks Open Per Published Schedule
Utkarsh Small Finance Bank Official Emergency Contacts
Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.
Local Financial Pulse: SANTACRUZ MUMBAI, Maharashtra
How to Read IFSC Code: UTKS0001639
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Utkarsh Small Finance Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001639)
Which bank does IFSC Code UTKS0001639 belong to?
IFSC Code UTKS0001639 belongs to Utkarsh Small Finance Bank for its SANTACRUZ MUMBAI branch, located in SANTACRUZ MUMBAI, Maharashtra. The 4-letter prefix 'UTKS' represents Utkarsh Small Finance Bank.
What is the IFSC Code for Utkarsh Small Finance Bank SANTACRUZ MUMBAI branch?
The IFSC Code for Utkarsh Small Finance Bank SANTACRUZ MUMBAI branch in SANTACRUZ MUMBAI, Maharashtra is UTKS0001639. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Utkarsh Small Finance Bank SANTACRUZ MUMBAI branch?
The branch is located at: GROUND FLOOR SHOP NO.4 ARUN CO-OP HOUSING SOCIETY 7TH ROAD SANTACRUZ EAST MUMBAI 400055, Pincode: 400055, SANTACRUZ MUMBAI, Maharashtra.
What is the MICR Code for Utkarsh Small Finance Bank SANTACRUZ MUMBAI?
The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank SANTACRUZ MUMBAI is 400762014.
How to decipher the IFSC code UTKS0001639?
The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001639' represent the specific SANTACRUZ MUMBAI branch code.
Parent Directory Links
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