UTKSBranch Code: 001678

Utkarsh Small Finance Bank IFSC Code

VIJAYAWADA Branch, VIJAYAWADA, VIJAYAWADA, ANDHRA PRADESH

Primary IFSC Code

UTKS0001678

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, VIJAYAWADA branch in VIJAYAWADA, ANDHRA PRADESH is UTKS0001678. The MICR code for cheque clearance is 520762002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Utkarsh Small Finance Bank
Branch Name: VIJAYAWADA
MICR Code: 520762002
City / District: VIJAYAWADA (VIJAYAWADA)
State: ANDHRA PRADESH
Postal Pincode: 520010

Full Branch Address

GROUND FLOOR D 40-27-87,NIRMALA HIGH SCHOOL ROAD,NEAR BENZ CIRCLE PATAMATA,VIJAYAWADA ANDHRA PRADESH-520010, Pincode: 520010

Contact Details

Phone: +918001239878

How to Read IFSC Code: UTKS0001678

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001678Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001678)

What is the IFSC Code for Utkarsh Small Finance Bank VIJAYAWADA branch?

The IFSC Code for Utkarsh Small Finance Bank VIJAYAWADA branch in VIJAYAWADA, ANDHRA PRADESH is UTKS0001678. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank VIJAYAWADA branch?

The branch is located at: GROUND FLOOR D 40-27-87,NIRMALA HIGH SCHOOL ROAD,NEAR BENZ CIRCLE PATAMATA,VIJAYAWADA ANDHRA PRADESH-520010, Pincode: 520010, VIJAYAWADA, ANDHRA PRADESH.

What is the MICR Code for Utkarsh Small Finance Bank VIJAYAWADA?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank VIJAYAWADA is 520762002.

How can I contact Utkarsh Small Finance Bank VIJAYAWADA branch?

You can contact the branch at: Phone: +918001239878. For official national customer care, refer to Utkarsh Small Finance Bank's official banking channels.

How to decipher the IFSC code UTKS0001678?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001678' represent the specific VIJAYAWADA branch code.