UTKSBranch Code: 001738

Utkarsh Small Finance Bank IFSC Code

SRINAGAR Branch, SRINAGAR-GARHWAL, SRINAGAR-GARHWAL, UTTARAKHAND

Primary IFSC Code

UTKS0001738

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, SRINAGAR branch in SRINAGAR-GARHWAL, UTTARAKHAND is UTKS0001738. The MICR code for cheque clearance is 246762003.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Utkarsh Small Finance Bank
Branch Name: SRINAGAR
MICR Code: 246762003
City / District: SRINAGAR-GARHWAL (SRINAGAR-GARHWAL)
State: UTTARAKHAND
Postal Pincode: 246174

Full Branch Address

NEW MENKA HOTEL SRINAGAR GARHWAL UTTARAKHAND-246174, Pincode: 246174

Contact Details

Phone: +911346

How to Read IFSC Code: UTKS0001738

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001738Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001738)

What is the IFSC Code for Utkarsh Small Finance Bank SRINAGAR branch?

The IFSC Code for Utkarsh Small Finance Bank SRINAGAR branch in SRINAGAR-GARHWAL, UTTARAKHAND is UTKS0001738. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank SRINAGAR branch?

The branch is located at: NEW MENKA HOTEL SRINAGAR GARHWAL UTTARAKHAND-246174, Pincode: 246174, SRINAGAR-GARHWAL, UTTARAKHAND.

What is the MICR Code for Utkarsh Small Finance Bank SRINAGAR?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank SRINAGAR is 246762003.

How can I contact Utkarsh Small Finance Bank SRINAGAR branch?

You can contact the branch at: Phone: +911346. For official national customer care, refer to Utkarsh Small Finance Bank's official banking channels.

How to decipher the IFSC code UTKS0001738?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001738' represent the specific SRINAGAR branch code.