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UTKSBranch Code: 001806

Utkarsh Small Finance Bank Kotagarh Branch IFSC Code: UTKS0001806

Branch Code: 001806 | KANDHAMAL, KANDHAMAL, ODISHA

Primary IFSC Code
UTKS0001806
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, Kotagarh branch in KANDHAMAL, ODISHA is UTKS0001806. The MICR code for cheque clearance is 762762004.

Branch Fact Sheet & Electronic Routing Details

Branch Name
KOTAGARH
MICR Code
City / District
KANDHAMAL (KANDHAMAL)
State
ODISHA
Postal Pincode
762105
Full Branch Address

UTKARSH SMALL FINANCE BANK LTD,GROUND FLOOR INFRONT OF BHARAT GAS,AGENCY MAIN ROAD KOTAGARH PO/PS,KOTAGARH DIST-KANDHAMAL STATE,ODISHA PIN-762105, Pincode: 762105

Contact & Customer Care

How to Read IFSC Code: UTKS0001806

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001806Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001806)

Which bank does IFSC Code UTKS0001806 belong to?

IFSC Code UTKS0001806 belongs to Utkarsh Small Finance Bank for its KOTAGARH branch, located in KANDHAMAL, ODISHA. The 4-letter prefix 'UTKS' represents Utkarsh Small Finance Bank.

What is the IFSC Code for Utkarsh Small Finance Bank KOTAGARH branch?

The IFSC Code for Utkarsh Small Finance Bank KOTAGARH branch in KANDHAMAL, ODISHA is UTKS0001806. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank KOTAGARH branch?

The branch is located at: UTKARSH SMALL FINANCE BANK LTD,GROUND FLOOR INFRONT OF BHARAT GAS,AGENCY MAIN ROAD KOTAGARH PO/PS,KOTAGARH DIST-KANDHAMAL STATE,ODISHA PIN-762105, Pincode: 762105, KANDHAMAL, ODISHA.

What is the MICR Code for Utkarsh Small Finance Bank KOTAGARH?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank KOTAGARH is 762762004.

How to decipher the IFSC code UTKS0001806?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001806' represent the specific KOTAGARH branch code.