Utkarsh Small Finance Bank IFSC Code
RAMNAGAR Branch, RAMNAGAR BIHAR, RAMNAGAR BIHAR, BIHAR
The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, RAMNAGAR branch in RAMNAGAR BIHAR, BIHAR is UTKS0001831. The MICR code for cheque clearance is 845762106.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Utkarsh Small Finance Bank
- Branch Name
- RAMNAGAR
- MICR Code
- City / District
- RAMNAGAR BIHAR (RAMNAGAR BIHAR)
- State
- BIHAR
- Postal Pincode
- 845103
UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR MOTI LAL CHAURASIYA COMPLEX P.O.- HARINAGAR P.S.- RAMNAGAR DISTT.-WEST CHAMPARAN BIHAR PIN-845103, Pincode: 845103
How to Read IFSC Code: UTKS0001831
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Utkarsh Small Finance Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001831)
What is the IFSC Code for Utkarsh Small Finance Bank RAMNAGAR branch?
The IFSC Code for Utkarsh Small Finance Bank RAMNAGAR branch in RAMNAGAR BIHAR, BIHAR is UTKS0001831. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Utkarsh Small Finance Bank RAMNAGAR branch?
The branch is located at: UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR MOTI LAL CHAURASIYA COMPLEX P.O.- HARINAGAR P.S.- RAMNAGAR DISTT.-WEST CHAMPARAN BIHAR PIN-845103, Pincode: 845103, RAMNAGAR BIHAR, BIHAR.
What is the MICR Code for Utkarsh Small Finance Bank RAMNAGAR?
The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank RAMNAGAR is 845762106.
How to decipher the IFSC code UTKS0001831?
The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001831' represent the specific RAMNAGAR branch code.
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