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UTKSBranch Code: 001860

Utkarsh Small Finance Bank IFSC Code

BISHUNPURA Branch, BISHUNPURA, BISHUNPURA, JHARKHAND

Primary IFSC Code
UTKS0001860
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, BISHUNPURA branch in BISHUNPURA, JHARKHAND is UTKS0001860. The MICR code for cheque clearance is 822762108.

Branch Fact Sheet & Electronic Routing Details

Branch Name
BISHUNPURA
MICR Code
Postal Pincode
822128
Full Branch Address

UTKARSH SMALL FINANCE BANK LTD. GROUND FLOOR RAMNA-MAJIYAANV ROAD NEAR JHARKHAND RAJYA GRAMEEN BANK VILLAGE PO PS BISHUNPURA DISTRICT GARHWA JHARKHAND PIN - 822128, Pincode: 822128

Contact Details
Phone: Refer to Net Banking

How to Read IFSC Code: UTKS0001860

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001860Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001860)

What is the IFSC Code for Utkarsh Small Finance Bank BISHUNPURA branch?

The IFSC Code for Utkarsh Small Finance Bank BISHUNPURA branch in BISHUNPURA, JHARKHAND is UTKS0001860. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank BISHUNPURA branch?

The branch is located at: UTKARSH SMALL FINANCE BANK LTD. GROUND FLOOR RAMNA-MAJIYAANV ROAD NEAR JHARKHAND RAJYA GRAMEEN BANK VILLAGE PO PS BISHUNPURA DISTRICT GARHWA JHARKHAND PIN - 822128, Pincode: 822128, BISHUNPURA, JHARKHAND.

What is the MICR Code for Utkarsh Small Finance Bank BISHUNPURA?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank BISHUNPURA is 822762108.

How to decipher the IFSC code UTKS0001860?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001860' represent the specific BISHUNPURA branch code.

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