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UTKSBranch Code: 001951

Utkarsh Small Finance Bank Obra Branch IFSC Code: UTKS0001951

Branch Code: 001951 | OBRAAURANGABAD, OBRAAURANGABAD, BIHAR

Primary IFSC Code
UTKS0001951
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, Obra branch in OBRAAURANGABAD, BIHAR is UTKS0001951. The MICR code for cheque clearance is 824762011.

Branch Fact Sheet & Electronic Routing Details

Branch Name
OBRA
MICR Code
State
BIHAR
Postal Pincode
824124
Full Branch Address

UTKARSH SMALL FINANCE BANK LTD GROUND FLOOR BEL ROAD NEAR MAA LAXMI ITI OBRA,DISTRICT,AURANGABAD BIHAR 824124, Pincode: 824124

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in BIHAR:Bhai Dooj / Chitragupt Jayanti on 2026-11-10 (10 days away).
Customer Support & Helplines24x7 Toll-Free

Utkarsh Small Finance Bank Official Emergency Contacts

Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.

Local Financial Pulse: OBRAAURANGABAD, BIHAR

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: UTKS0001951

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001951Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001951)

Which bank does IFSC Code UTKS0001951 belong to?

IFSC Code UTKS0001951 belongs to Utkarsh Small Finance Bank for its OBRA branch, located in OBRAAURANGABAD, BIHAR. The 4-letter prefix 'UTKS' represents Utkarsh Small Finance Bank.

What is the IFSC Code for Utkarsh Small Finance Bank OBRA branch?

The IFSC Code for Utkarsh Small Finance Bank OBRA branch in OBRAAURANGABAD, BIHAR is UTKS0001951. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank OBRA branch?

The branch is located at: UTKARSH SMALL FINANCE BANK LTD GROUND FLOOR BEL ROAD NEAR MAA LAXMI ITI OBRA,DISTRICT,AURANGABAD BIHAR 824124, Pincode: 824124, OBRAAURANGABAD, BIHAR.

What is the MICR Code for Utkarsh Small Finance Bank OBRA?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank OBRA is 824762011.

How to decipher the IFSC code UTKS0001951?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001951' represent the specific OBRA branch code.