UTKSBranch Code: 001964

Utkarsh Small Finance Bank IFSC Code

GARRA Branch, GARRA BALAGHAT, GARRA BALAGHAT, MADHYA PRADESH

Primary IFSC Code

UTKS0001964

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, GARRA branch in GARRA BALAGHAT, MADHYA PRADESH is UTKS0001964. The MICR code for cheque clearance is 481762002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Utkarsh Small Finance Bank
Branch Name: GARRA
MICR Code: 481762002
City / District: GARRA BALAGHAT (GARRA BALAGHAT)
State: MADHYA PRADESH
Postal Pincode: 481001

Full Branch Address

UTKARSH SMALL FINANCE BANK LTD.BALAGHAT TO LALBARRA ROAD NEAR GARRA CHOWK AND WAINGANGA RIVER GARRA BALAGHAT MADHYA PRADESH PIN CODE - 481001, Pincode: 481001

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UTKS0001964

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001964Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001964)

What is the IFSC Code for Utkarsh Small Finance Bank GARRA branch?

The IFSC Code for Utkarsh Small Finance Bank GARRA branch in GARRA BALAGHAT, MADHYA PRADESH is UTKS0001964. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank GARRA branch?

The branch is located at: UTKARSH SMALL FINANCE BANK LTD.BALAGHAT TO LALBARRA ROAD NEAR GARRA CHOWK AND WAINGANGA RIVER GARRA BALAGHAT MADHYA PRADESH PIN CODE - 481001, Pincode: 481001, GARRA BALAGHAT, MADHYA PRADESH.

What is the MICR Code for Utkarsh Small Finance Bank GARRA?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank GARRA is 481762002.

How to decipher the IFSC code UTKS0001964?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001964' represent the specific GARRA branch code.