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UTKSBranch Code: 001985

Utkarsh Small Finance Bank Bhainsahi Branch IFSC Code: UTKS0001985

Branch Code: 001985 | KUSHI NAGAR, KUSHI NAGAR, UTTAR PRADESH

Primary IFSC Code
UTKS0001985
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, Bhainsahi branch in KUSHI NAGAR, UTTAR PRADESH is UTKS0001985. The MICR code for cheque clearance is 274762007.

Branch Fact Sheet & Electronic Routing Details

Branch Name
BHAINSAHI
MICR Code
Postal Pincode
274203
Full Branch Address

UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR HATA PIPRAICH ROAD BHAINSAHI BAZAR AHIRAULI KUSHINAGAR UTTAR PRADESH -274203, Pincode: 274203

Contact & Customer Care

How to Read IFSC Code: UTKS0001985

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001985Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001985)

Which bank does IFSC Code UTKS0001985 belong to?

IFSC Code UTKS0001985 belongs to Utkarsh Small Finance Bank for its BHAINSAHI branch, located in KUSHI NAGAR, UTTAR PRADESH. The 4-letter prefix 'UTKS' represents Utkarsh Small Finance Bank.

What is the IFSC Code for Utkarsh Small Finance Bank BHAINSAHI branch?

The IFSC Code for Utkarsh Small Finance Bank BHAINSAHI branch in KUSHI NAGAR, UTTAR PRADESH is UTKS0001985. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank BHAINSAHI branch?

The branch is located at: UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR HATA PIPRAICH ROAD BHAINSAHI BAZAR AHIRAULI KUSHINAGAR UTTAR PRADESH -274203, Pincode: 274203, KUSHI NAGAR, UTTAR PRADESH.

What is the MICR Code for Utkarsh Small Finance Bank BHAINSAHI?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank BHAINSAHI is 274762007.

How to decipher the IFSC code UTKS0001985?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001985' represent the specific BHAINSAHI branch code.