UTKSBranch Code: 001987

Utkarsh Small Finance Bank IFSC Code

GHAGHSARA Branch, GHAGHSARA GORAKHPUR, GHAGHSARA GORAKHPUR, UTTAR PRADESH

Primary IFSC Code

UTKS0001987

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, GHAGHSARA branch in GHAGHSARA GORAKHPUR, UTTAR PRADESH is UTKS0001987. The MICR code for cheque clearance is 273762012.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Utkarsh Small Finance Bank
Branch Name: GHAGHSARA
MICR Code: 273762012
City / District: GHAGHSARA GORAKHPUR (GHAGHSARA GORAKHPUR)
State: UTTAR PRADESH
Postal Pincode: 273209

Full Branch Address

UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLR VILL/PO-GHAGHSARA NEAR BHARAT PETROL PUMP GHAGHASARA SAHJANWA GORAKHPUR UTTAR PRADESH-273209, Pincode: 273209

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UTKS0001987

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001987Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0001987)

What is the IFSC Code for Utkarsh Small Finance Bank GHAGHSARA branch?

The IFSC Code for Utkarsh Small Finance Bank GHAGHSARA branch in GHAGHSARA GORAKHPUR, UTTAR PRADESH is UTKS0001987. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank GHAGHSARA branch?

The branch is located at: UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLR VILL/PO-GHAGHSARA NEAR BHARAT PETROL PUMP GHAGHASARA SAHJANWA GORAKHPUR UTTAR PRADESH-273209, Pincode: 273209, GHAGHSARA GORAKHPUR, UTTAR PRADESH.

What is the MICR Code for Utkarsh Small Finance Bank GHAGHSARA?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank GHAGHSARA is 273762012.

How to decipher the IFSC code UTKS0001987?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001987' represent the specific GHAGHSARA branch code.