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UTKSBranch Code: 002021

Utkarsh Small Finance Bank Koini Branch IFSC Code: UTKS0002021

Branch Code: 002021 | GOPALGANJ, GOPALGANJ, BIHAR

Primary IFSC Code
UTKS0002021
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, Koini branch in GOPALGANJ, BIHAR is UTKS0002021. The MICR code for cheque clearance is 841762020.

Branch Fact Sheet & Electronic Routing Details

Branch Name
KOINI
MICR Code
City / District
GOPALGANJ (GOPALGANJ)
State
BIHAR
Postal Pincode
841427
Full Branch Address

UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR MAJHAGARH KOINI DISTT - GOPALGANJ BIHAR - 841427, Pincode: 841427

Contact & Customer Care

How to Read IFSC Code: UTKS0002021

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002021Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0002021)

Which bank does IFSC Code UTKS0002021 belong to?

IFSC Code UTKS0002021 belongs to Utkarsh Small Finance Bank for its KOINI branch, located in GOPALGANJ, BIHAR. The 4-letter prefix 'UTKS' represents Utkarsh Small Finance Bank.

What is the IFSC Code for Utkarsh Small Finance Bank KOINI branch?

The IFSC Code for Utkarsh Small Finance Bank KOINI branch in GOPALGANJ, BIHAR is UTKS0002021. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank KOINI branch?

The branch is located at: UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR MAJHAGARH KOINI DISTT - GOPALGANJ BIHAR - 841427, Pincode: 841427, GOPALGANJ, BIHAR.

What is the MICR Code for Utkarsh Small Finance Bank KOINI?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank KOINI is 841762020.

How to decipher the IFSC code UTKS0002021?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '002021' represent the specific KOINI branch code.

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