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UTKSBranch Code: 002022

Utkarsh Small Finance Bank IFSC Code

ATRAMPUR URF NAWABGANJ Branch, PRAYAGRAJ, PRAYAGRAJ, UTTAR PRADESH

Primary IFSC Code
UTKS0002022
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Utkarsh Small Finance Bank, ATRAMPUR URF NAWABGANJ branch in PRAYAGRAJ, UTTAR PRADESH is UTKS0002022. The MICR code for cheque clearance is 229762003.

Branch Fact Sheet & Electronic Routing Details

Branch Name
ATRAMPUR URF NAWABGANJ
MICR Code
City / District
PRAYAGRAJ (PRAYAGRAJ)
Postal Pincode
229412
Full Branch Address

UTKARSH SMALL FINANCE BANK LTD UPPER GRD FLR ALLAHABAD TO LUCKNOW ROAD NEAR NAWABGANJ POLICE STATION ATRAMPUR URF NAWABGANJ DIST PRAYAGRAJ UTTAR PRADESH-229412, Pincode: 229412

Contact Details
Phone: Refer to Net Banking

How to Read IFSC Code: UTKS0002022

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTKSBank Identifier

First 4 alphabetic characters identify Utkarsh Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002022Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Utkarsh Small Finance Bank (UTKS0002022)

What is the IFSC Code for Utkarsh Small Finance Bank ATRAMPUR URF NAWABGANJ branch?

The IFSC Code for Utkarsh Small Finance Bank ATRAMPUR URF NAWABGANJ branch in PRAYAGRAJ, UTTAR PRADESH is UTKS0002022. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Utkarsh Small Finance Bank ATRAMPUR URF NAWABGANJ branch?

The branch is located at: UTKARSH SMALL FINANCE BANK LTD UPPER GRD FLR ALLAHABAD TO LUCKNOW ROAD NEAR NAWABGANJ POLICE STATION ATRAMPUR URF NAWABGANJ DIST PRAYAGRAJ UTTAR PRADESH-229412, Pincode: 229412, PRAYAGRAJ, UTTAR PRADESH.

What is the MICR Code for Utkarsh Small Finance Bank ATRAMPUR URF NAWABGANJ?

The MICR Code for electronic cheque clearing at Utkarsh Small Finance Bank ATRAMPUR URF NAWABGANJ is 229762003.

How to decipher the IFSC code UTKS0002022?

The first 4 characters 'UTKS' represent Utkarsh Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '002022' represent the specific ATRAMPUR URF NAWABGANJ branch code.